USA Today Breaking Times

If there's one thing I've learned on my journey from being $300,000 in debt to becoming a self-made millionaire , it's this: I wasn't broke because I didn't make enough money at the time — I felt ended up broke since I spent too much on stuff not related to my well-being wealth goals . Certainly, I allocate funds toward items and experiences I enjoy, such as attending great K-pop concerts and taking deserved vacations. However, I understand that cutting back on less essential expenses in certain categories allows me to save more for what holds real significance, including investing , financial security and experiences that bring real joy . Below are six points I believe resonate with Americans: spend excessive amounts of money on — that I used to overspend on, too! And here's what I do now instead. DON'T MISS: Ways to begin a secondary business for additional income 1. Large-scale grocery purchases (...